To describe the unstable real estate market in the United States now, we could always use the word rocking. Unstable things rock, dont they? Well, this rocking position has put all banks in the US and almost all around the world into a very bad state, and every one is in troubld. Looks like the banks in Japan are coming forward to take over failing banks in the US, and Outer Banks  always change the brand name of the products and make them their own. So if citi bank fails, and if some japanese bank comes forward and takes over the bank, there will be no citibank around, but it would be something like yokosuna bank or a yokahoma bank or possibly something else with a flat nosed name.