Why dont people just pay cash? Why do they need cards? Are all the reward points worth it?

I would say yes. A good credit card from a good credit company, always gives you better credit rating at all times. And if you are smart enough, you will not waste the credit that you are offered and blame the credit card if you get into trouble unable to pay the bills and end up wasting a lot of money on interest.

I do have quite a lot of credit cards in hand, and I havent had any problems since i have calculated all expenses on the cards, and I am paying the bills properly. Where to get a good credit card. A card that bills you properly, attends to your disputes with utmost care, I would recommend that you read the agreements completely before signing on any application. Or go for cards that are top rated by its users. When you Imagine credit card, the best place to look for good cards is on the internet. A website called credit-card-online-offer.com is an ultra cool website, you wouldnt find such a site in a million miles. On this website, you will find a listing of all top ranked cards, that are ranked by users, and you will see all details completely listed transparently on the website itself. And more over, you can ask questions on the cards. Anything you like, and you dont have to take a paidmembership of any sort to get your queries asnwered. Meaning, its completely free.

On the site, anything that you imaging that you need on a credit card, is available. Balance transfer cards, low rate cards, business cards, bad credit credit cards and a huge pile of other cards for you to choose from are listed on this site.

It’s not a secret that many people avoid reading the fine print on their credit card agreements. Even if you begin reading the fine print, you can hardly get the idea. However, the main information about your credit card offer is described in the fine print. If you don’t understand what is written there, you can face problems in the future that can cost you a lot.
For example, you want to apply for a credit card with exceptional rewards or zero interest rates. Nevertheless, nobody can guarantee you that you will actually get it. All the truth about plastics is hidden in the fine print. But, who reads it?
In accordance with the statistics, only about 30% of credit card users read or at least try to read their credit card contracts. Mind that when you understand all the terms and conditions on your credit cards, you will be protected against some unexpected changes that can lead to different financial problems.
While reading the fine print, pay attention to interest rates, different credit card fees, introductory periods, etc. The fact is that today many credit card issuers have a tendency of cutting introductory periods up to 20 days. If you don’t know this peculiarity, you can miss your payments.
So, be very attentive when you choose a credit card. Luckily, there are many sites where people can get free credit card tips that will help them with credit card selection. And don’t forget to read the fine print.